Equity Mutual Fund Analyzer -Lite

Published: September 27, 2013 at 3:03 pm

Last Updated on

Unfortunately, Value Research Online changed their website format shortly after this tool was released. I often wonder if they did that because of this tool!

So this tool does not work anymore. I only keep this post for sentimental reasons.

If you wish you to analyse your mutual funds try these:

Mutual Fund Rolling Returns Calculator

Mutual Fund SIP Returns Analyzer

#########################

Use this tool to analyze the performance of your equity mutual funds by retrieving annual returns data from Value Research Online.

Most people start questioning the ability of their mutual fund investments when they see their corpus in the red for a prolonged period and wonder if they should continue their investments.

Trouble is, although many are aware of websites like Value Research, MoneyControl and Morning Star, they are not sure of what data they should use for analyzing mutual fund performance.

I had earlier posted a DIY fund analysis on HDFC Top 200 using relevant data from the above online resources.  Unfortunately, it appears that even this is too much for many investors!

Most equity investors require professional help from a financial planner.  Of course, for reasons best known only to them, they seem to prefer free lunch!

What do I care?!  Not my money!

Instead of flogging a dead horse, let us focus on a more fruitful pursuit.

Can we have a tool that uses minimal information to monitor performance of current mutual fund investments and yet come up with meaningful results?

Hate ads but would like to support the site? Subscribe to our ad-free newsletter and get beautifully formatted full articles delivered to your inbox!

Of course, minimal information implies minimal analysis! We can live with that for the time being … if the tool serves its purpose.

As the first step in answering this question, here is a tool that retrieves annual returns data for equity mutual funds from Value Research Online. This data is found under the performance tab in the funds page.

Features

  • Compares the fund performance with category average and two benchmark indices – typically Sensex and Nifty (could differ) for the last 5 years
  • Calculates the last 3-years and 5-years CAGR for the fund and indices.

Suitability

  • If you wish to quickly get an idea of fund performance, but have trouble finding the right information.
  • If you want reassurance to continue your SIPs.

 Note

  • The annual returns retrieved are point-to-point returns similar to a lump sum investment.
  • Corresponding results for SIP investments are likely to be very different – stay tuned for a SIP returns analyzer!
  • We should pay attention to fund performance when the market fails.  For example, if Sensex returns for two consecutive years are -30% and +30% and fund corresponding fund returns are -25% and +25%, I would be pretty happy with that – downside protection is crucial to safeguard the fruit of compounding.
  • This is a simple analysis tool designed for people who do not know where to look for information, when they want to analyse their mutual fund investments.
  • Experienced investors would require more in depth analysis (coming soon!)

Bottomline

  • Most often the result would indicate the need to stay invested to reap benefits!

Download the equity mutual fund analyser lite version (Updated with better user interface as suggested by Ravi in the comments section)

(Excel 2007; macros to be enabled; active internet connection needed while operation) 

Excel 2003 version is here

Kindly evaluate the tool and let me know of any issues.

If find this tool useful do consider sharing it among your social contacts.

Suggestions for improvement are welcome!

Do share if you found this useful
Hate ads but would like to support the site? Subscribe to our ad-free newsletter and get beautifully formatted full articles delivered to your inbox!

About the Author M Pattabiraman author of freefincal.comM. Pattabiraman(PhD) is the author and owner of freefincal.com.  He is an associate professor at the Indian Institute of Technology, Madras since Aug 2006. Pattu” as he is popularly known, has co-authored two print-books, You can be rich too with goal based investing (CNBC TV18) and Gamechanger and seven other free e-books on various topics of money management.  He is a patron and co-founder of “Fee-only India” an organisation to promote unbiased, commission-free investment advice. Pattu publishes unbiased, promotion-free research, analysis and holistic money management advice. Freefincal serves more than one million readers a year (2.5 million page views) with numbers based analysis on topical issues and has more than a 100 free calculators on different aspects of insurance and investment analysis. He conducts free money management sessions for corporates  and associations(see details below). Previous engagements include World Bank, RBI, BHEL, Asian Paints, TamilNadu Investors Association etc. Contact information: freefincal {at} Gmail {dot} com (sponsored posts or paid collaborations will not be entertained)
Want to conduct a sales-free "basics of money management" session in your office?
I conduct free seminars to employees or societies. Only the very basics and getting-started steps are discussed (no scary math):For example: How to define financial goals, how to save tax with a clear goal in mind; How to use a credit card for maximum benefit; When to buy a house; How to start investing; where to invest; how to invest for and after retirement etc. depending on the audience. If you are interested, you can contact me: freefincal [at] Gmail [dot] com. I can do the talk via conferencing software, so there is no cost for your company. If you want me to travel, you need to cover my airfare (I live in Chennai)

Connect with us on social media


Content Policy

Freefincal has original unbiased, conflict-of-interest-free,  topical reports, reviews, commentary and analysis on all aspects of personal finance like mutual funds, stocks, insurance etc. All guest authors and contributors to the site also do not have any conflict of interest. If you find the content useful, please consider supporting us by (1) sharing our articles and (2) disabling ad-blockers for our site if you are using one. No promotional content We do not accept sponsored posts and link exchange requests from content writers and agencies. This is our privacy policy Our website is non-profit in nature. The revenue from the advertisement will only be used for hosting charges, domain registration charges, specific plugins necessary for traffic growth and analytics services for search engine optimisation.

Do check out my books


You Can Be Rich Too with Goal-Based Investing

You can be rich too with goal based investingMy first book is meant to help you ask the right questions, seek the right answers and since it comes with nine online calculators, you can also create custom solutions for your lifestyle! Get it now.  It is also available in Kindle format.
Gamechanger: Forget Startups, Join Corporate & Still Live the Rich Life You WantGamechanger: Forget Start-ups, Join Corporate and Still Live the Rich Life you wantMy second book is meant for young earners to get their basics right from day one! It will also help you travel to exotic places at low cost! Get it or gift it to a young earner

The ultimate guide to travel by Pranav Surya

Travel-Training-Kit-Cover This is a deep dive analysis into vacation planning, finding cheap flights, budget accommodation, what to do when travelling, how travelling slowly is better financially and psychologically with links to the web pages and hand-holding at every step.  Get the pdf for ₹199 (instant download)

Free Apps for your Android Phone

All calculators from our book, “You can be Rich Too” are now available on Google Play!
Install Financial Freedom App! (Google Play Store)
Install Freefincal Retirement Planner App! (Google Play Store)
Find out if you have enough to say "FU" to your employer (Google Play Store)

Blog Comment Policy

Your thoughts are vital to the health of this blog and are the driving force behind the analysis and calculators that you see here. We welcome criticism and differing opinions. I will do my very best to respond to all comments asap. Please do not include hyperlinks or email ids in the comment body. Such comments will be moderated and I reserve the right to delete the entire comment or remove the links before approving them.

38 Comments

  1. I find that the UI {user interface} sucks ! Can you really select a required fund from a drop down box which lists more than 100 items without using your mouse and arrow keys to go up and down lots of times. Need a better way.

      1. Ravi,your comments are creative and positive.
        But may I suggest you to convey the comments in a more civilised,polite language.Please note Pattu is taking great trouble in creating these fin calculators and they are FREE.

        1. Thank you very much. I think Ravi meant well and made up for it by sharing a good link. Somtimes a forthright comment is important for immediate action! Thank you very much for the support. I appreciate it.

  2. I find that the UI {user interface} sucks ! Can you really select a required fund from a drop down box which lists more than 100 items without using your mouse and arrow keys to go up and down lots of times. Need a better way.

      1. Ravi,your comments are creative and positive.
        But may I suggest you to convey the comments in a more civilised,polite language.Please note Pattu is taking great trouble in creating these fin calculators and they are FREE.

        1. Thank you very much. I think Ravi meant well and made up for it by sharing a good link. Somtimes a forthright comment is important for immediate action! Thank you very much for the support. I appreciate it.

  3. Absolutely sorry for not using civilised & polite language.
    I agree that the calculators are FREE but if they are hard to use, they get used less. Even now , the list of mutual funds is fixed – so if new mutual funds get added to AMFI / Yahoo Finance , we will need a new Excel file.
    I use these Excel files also to learn new functions and macros in Excel – hence my petty outburst.
    I apologise once again.

    1. If new mutual funds get added you just need to include the names along with their AMFI codes in the list. There is no need for a new Excel file. New funds get added only now and then, and our need to access them is even less frequent

      If you want an auto updated list then you could make the Excel file download daily NAV data from AMFI and get the list+codes from there.

  4. Absolutely sorry for not using civilised & polite language.
    I agree that the calculators are FREE but if they are hard to use, they get used less. Even now , the list of mutual funds is fixed – so if new mutual funds get added to AMFI / Yahoo Finance , we will need a new Excel file.
    I use these Excel files also to learn new functions and macros in Excel – hence my petty outburst.
    I apologise once again.

    1. If new mutual funds get added you just need to include the names along with their AMFI codes in the list. There is no need for a new Excel file. New funds get added only now and then, and our need to access them is even less frequent

      If you want an auto updated list then you could make the Excel file download daily NAV data from AMFI and get the list+codes from there.

    1. Sorry Satya as mentioned in the post, the tool does not work anymore as VRonline changed its format. Use the SIp returns analyzer or mf portfolio comparison tool instead.

    1. Sorry Satya as mentioned in the post, the tool does not work anymore as VRonline changed its format. Use the SIp returns analyzer or mf portfolio comparison tool instead.

Leave a Reply

Your email address will not be published. Required fields are marked *