How to use a retirement calculator

This is a 15 minute user manual for using a retirement calculator. It describes the nature of inputs found in typical retirement calculators highlighting the importance of reasonable inputs and erring on the side of caution.

Although freefincal retirement planner app now available at Google Play is used for the illustration, the video is applicable for all retirement calculators.

You can use the low-stress freefincal retirement planner in the following ways: screenshot-6

Excel file:  The low-stress retirement calculator (hopefully!)

Online for desktops/tabs: Online version of the low-stress retirement calculator

Mobile (not app): mobile friendly retirement calculator

Android app: Install the freefincal retirement planner app from Google Play

Advanced versions with features not found in the app are here:

The even lower stress retirement calculator!

Low-stress retirement calculator with flexible asset allocation

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Free Apps for your Android Phone

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Install Financial Freedom App! (Google Play Store)
Install Freefincal Retirement Planner App! (Google Play Store)
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3 thoughts on “How to use a retirement calculator

  1. Sir, I’m a government employees with nps.what should I enter in the “current monthly mandatory epf contribution” column? Should I enter only my contribution to nps or Should I include the total contribution to nps. Your narration says that “for epf or nps you enter the total contribution (yours plus employer’s), for epf the calculator will take into account only your contribution,it’s designed like that “. I’m not able to follow it.please clarify.

    1. You can enter the total subscription. For EPS subscribers a small amt from that subscription will go to EPS account. This is not relevant for NPS subscribers.

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