Mutual Fund SIP Rolling Returns Calculator

Published: August 30, 2015 at 9:29 am

Last Updated on

Use this Mutual Fund SIP Rolling Returns Calculator to determine how consistently an equity mutual fund  has performed wrt to its benchmark.

Returns can be broadly categorised into two types: for a lump sum investment (CAGR) and for periodic investment (XIRR)

Please consult this post to understand What is XIRR?You can consider using this Mutual Fund SIP XIRR Tracker to track a SIP investment month by month.

When the CAGR or XIRR is ‘rolled over’ for different periods and compared with a benchmark, consistency in performance can be determined.

In the present sheet, if the user wants to calculate SIP rolling returns for 5 yer periods,

XIRR will be first be calculated between April 2006 to April 2011. Then from May 2006 to May 2011 and so on.

The same is done for the benchmark and both are plotted together.

A rolling return calculator for lump sum investments is also available: Multi-index Mutual Fund Rolling Returns Calculator

In the present sheet, I have included three total returns indices (including dividends):

Sensex TRI (Quantum Long Term Equity funds benchmark),

BSE 200 TRI (useful for analysing HDFC Top 200) and

BSE 500 TRI (useful for analysing HDFC Equity as an alternative to CNX 500 TRI)

The other price indices available are:

Sensex, Nifty, CNX Midcap, CNX 500, CNX 100, BSE Small Cap, BSE Mid Cap, BSE 200, BSE 100 and BSE 500.

The price indices can be automatically updated. The TRI indices need to manually updated using the links provided in the sheets.

Here is a screenshot of the main page followed by a few results. Click on the graphs to enlarge.


Rolling-SIP-ICICI-Focussed-blue-chip Rolling-SIP-ICICI-Focussed-blue-chip-TRI Rolling-SIP-HDFC-Top-200 Rolling-SIP-HDFC-Top-200-TRI Rolling-SIP-HDFC-Equity Rolling-SIP-Quantum-Long-Term-Equity IDFC-premier-equity-Rolling-SIP

Download the Mutual Fund SIP Rolling Returns Calculator

Do let me know what you think.

Do share if you found this useful
Share your thoughts on this topic at the  Reddit freefincal_user_forum

Reach your financial goals like a pro! Join our 1600+ Facebook Group on Portfolio Management! You can now reduce fear, doubt and uncertainty while investing for your financial goals! Sign up for our lectures on goal-based portfolio management and join our exclusive Facebook Community. The 1st lecture is free!
Want to check if the market is overvalued or undervalued? Use our market valuation tool (will work with any index!) or you buy the new Tactical Buy/Sell timing tool!
About the Author Pattabiraman editor freefincalM. Pattabiraman(PhD) is the founder, managing editor and primary author of freefincal. He is an associate professor at the Indian Institute of Technology, Madras. since Aug 2006. Connect with him via Twitter or Linkedin Pattabiraman has co-authored two print-books, You can be rich too with goal-based investing (CNBC TV18) and Gamechanger and seven other free e-books on various topics of money management. He is a patron and co-founder of “Fee-only India” an organisation to promote unbiased, commission-free investment advice. He conducts free money management sessions for corporates and associations on the basis of money management. Previous engagements include World Bank, RBI, BHEL, Asian Paints, Cognizant, Madras Atomic Power Station, Honeywell, Tamil Nadu Investors Association. For speaking engagements write to pattu [at] freefincal [dot] com
About freefincal & its content policy Freefincal is a News Media Organization dedicated to providing original analysis, reports, reviews and insights on developments in mutual funds, stocks, investing, retirement and personal finance. We do so without conflict of interest and bias. Follow us on Google News Freefincal serves more than one million readers a year (2.5 million page views) with articles based only on factual information and detailed analysis by its authors. All statements made will be verified from credible and knowledgeable sources before publication. Freefincal does not publish any kind of paid articles, promotions or PR, satire or opinions without data. All opinions presented will only be inferences backed by verifiable, reproducible evidence/data. Contact information: letters {at} freefincal {dot} com (sponsored posts or paid collaborations will not be entertained)
Connect with us on social media
Our publications

You Can Be Rich Too with Goal-Based Investing

You can be rich too with goal based investingPublished by CNBC TV18, this book is meant to help you ask the right questions, seek the right answers and since it comes with nine online calculators, you can also create custom solutions for your lifestyle! Get it now. It is also available in Kindle format.
Gamechanger: Forget Startups, Join Corporate & Still Live the Rich Life You Want Gamechanger: Forget Start-ups, Join Corporate and Still Live the Rich Life you wantThis book is meant for young earners to get their basics right from day one! It will also help you travel to exotic places at low cost! Get it or gift it to a young earner

Your Ultimate Guide to Travel

Travel-Training-Kit-Cover-new This is a deep dive analysis into vacation planning, finding cheap flights, budget accommodation, what to do when travelling, how travelling slowly is better financially and psychologically with links to the web pages and hand-holding at every step. Get the pdf for Rs 199 (instant download)
Free android apps