Altman Z-score analysis of the financial health of a business

The 11th version of the freefincal automated stock analyzer now has an easy-to-understand graphical analysis of the factors that are used to calculate the Altman Z-score.  The Z-score is a measure of financial health and in particular, how close the business is to bankruptcy. If this is your first encounter with the freefincal stock analyzer, you can…

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An Introduction To Personal Finance For Young Earners

This post showcases a presentation by Aparna C K to her office colleagues. I am delighted that she kindly consented to let me share this here. Regular readers may be aware that Aparna has written two guest posts for freefincal which became instant hits: Guide to efile Income Tax Return For AY 2014-15 Guide to efile Income Tax Return:…

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A Guide to investing in the National Pension System (NPS)

Here is a guide to investing in the National Pension System (NPS) with suggestions for existing and potential individual, corporate and government subscribers. Over the past few years, the government has tried hard to make the National Pension System popular. First, it used the magic phrase tax-saving by allowing an additional 50,000 invested in Tier 1 to be discounted from…

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Health Insurance from Banks: What to look for, How to buy.

Health insurance policies offered by banks in association with health insurers are game changers in terms of cost. However, the terms and conditions of these policies could be quite different from the individual health plan, or the floater health plan available directly from the insurance at a higher cost. Before you buy a group health…

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