This is a list of all the free personal finance calculators available. (updated Mar. 5th 2014)

**All calculators are governed by the following licenses: **

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**Flagship Calculators: **

### Create your own financial plan with this financial planning template

** Automated Mutual Fund & Financial Goal Tracker**

**Categories:**

- Mutual Fund Calculators/Resources
- Equity/Stock Resources
- Basic Retirement Calculators
- Goal-based Investing Calculators
- Investment Calculators
- Fixed Deposit and Recurring Deposit Calculators
- Debt Mutual Fund vs. Fixed Deposit Calculators
- Portfolio Management Calculators
- Loan/Debt Calculators
- Insurance Calculators
- Financial Planning Calculators
- Advanced Retirement Calculators

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**Mutual Fund Calculators/Resources**

**How to select mutual fund categories suitable for your financial goals?****Step-by-step Guide to Choosing a Mutual Fund****Mutual Fund SIP Returns Analyzer****Mutual Fund Capital Gains Calculator****Mutual Fund Rolling Returns Calculator****Excel-based Mutual Fund Portfolio Tracker (Version 1)****Equity Mutual Fund Portfolio Comparison Tool****Comprehensive MF Investment Mode Comparator****Rolling Returns Calculator****Direct vs. Regular MF-Returns Comparison****Daily vs. Monthly vs. Quarterly SIP****Mutual Fund SIP Returns****SIP vs. VIP Comparator****SIP vs. VIP Comparator – FundsIndia Report****Direct vs. Regular Mutual Fund Comparator****MF Expense Ratio Calculator****DIY Mutual Fund Analysis****Generating Mutual Fund SIP Account Statements and Calculating Returns With NAV History****Excel Mutual Fund NAV History Downloader****Mutual Fund NAV History Downloader: AMFI and Yahoo Finance****Equity Mutual Fund Analyzer -Lite**

**Equity/Stock Resources**

**Sensex Rolling Returns with dividends****S&P BSE Indices Historical Data Downloader****Sensex Returns Simulator**

**Fixed Deposit and Recurring Deposit Calculators**

**FD-Maturity value****Three FD calculators: (1) tenure in months; (2) tenure in years; (3) Income clubbing****Variable RD Calculator****Comprehensive Recurring Deposit Calculator****Recurring Deposit Calculator: Annualized Yield****Fixed Deposits: Annual Yield vs. Annual Interest**

**Bonds**

**Basic Retirement Calculators**

**Mini Retirement Calculator****Excel inflation-indexed annuity calculators****Cost of Postponing Retirement Calculator****Online Retirement Calculator****Retirement Calculator – Beginners Version****Retirement Calculator – Lite Version****When Can I retire?****Retirement Corpus Guesstimator****Online Retirement Calculator Version II**

**Investment Calculators**

**Chit Fund Returns Calculator****Real Estate Returns Calculator****Lump Sum Investment Returns Comparator****XIRR Returns Calculator****Excel IRR and XIRR: Spot bugs and understand errors with this cash flow returns analyser****Recurring Financial Goals Calculator**

**Post-retirement investment calculators**

**Debt Mutual Fund vs. Fixed Deposit Calculators**

**Debt Fund vs. FD –Volatility Simulator****Debt Fund vs. FD. –Post-tax Returns****Debt Fund vs. FD Comparator -I**

**Portfolio Management Calculators**

**Portfolio Rebalancing –Volatility Simulator****The What, Why, How and When of Portfolio Rebalancing With Calculators to Boot****Permanent Portfolio Illustration****Portfolio Rebalancer Version I****Portfolio rebalancing simulator version I**

**Goal-based Investing Calculators**

**Advanced Retirement Calculators**

**Retirement Portfolio Review****Retirement Bucket Strategy Simulator****Retirement Withdrawal Rate Calculator****Retirement Calculator For the Middle-aged Employee****Retirement Calculator Comprehensive Version****Early Retirement Extreme Calculator****Monte Carlo Retirement Calculator****Flexible Compound Interest Calculator**

**Insurance Calculators**

**Insurance Policy Paid-up and Surrender Value Calculator****Insurance Calculator For the Young & Salaried****Comprehensive Insurance Calculator****Term Life Insurance Ladder Calculators**

**Financial Planning Calculators**

**Comprehensive Child Planner****The cost of a chronic illness****Monthly Financial Tracker****Financial Freedom Calculator****Financial Health Check – Standard Version****Financial Health Check With Optimized Goal Investor!**

**Loan/Debt Calculators**

Excellent!!!!!!Generation to come would hardly believe that such a useful blog was there in this mighty planet.Really very helpful

Thank you very much!

It will be helpful if you could provide a calculator to calculate the capital gains for investment in debt mutual funds and FMPs with indexation based on cost inflation index.

Thank you for checking out the list of calculators. The Debt funds vs FD calculators have this feature, as do the lump sum investment comparator.

http://services.assetmanagement.hsbc.co.in/site/jsp/calculators/capital_calci.jsp

I need a capital gains calculator which takes indexation into account for debt mutual funds for 2013-14 , so that I can calculate my capital gains tax liability for the debt mutual fund units redeemed in 2013-14. HDFC mutual fund website calculates it, but many don’t. Please advise.

Can you help us with Income Tax Calculator?

There are several such available in the internet. You could have a look at those.

Excellent content on this website. I learnt a lot about personal finance and other topics from your articles. Thanks and keep up the good work.

thank you

Which calculator can be used to find out how much money will be left in mutual fund account if I start withdrawing a fixed amount every month for five years?

Excellent blog! Very helpful one stop shop to learn & plan personal financing. Thank you for creating such an asset and helping many individuals. Keep up the good work, Pattu.

Can I avail a equity STCG/L and LTCG/L Template in ITR filing format, if you have in your list of calculator? Thanks.

Prabhakaran V

Good website for learners like me! May be you could guide us thru for filing ITRs, tutor us , hand holding by explaining every section in the ITRs. Thanks. Prabhakaran V